The GST (Goods and Services Tax) is the indirect tax introduced in India on 29th March 2017, thus replacing other indirect taxes like excise duty, services tax, VAT, etc. This tax is levied on the manufacture and distribution of the services and goods. It was one of the biggest tax reforms in India. This tax reform has also had a massive impact on the auto insurance industry, especially the two wheeler insurance market. Let us understand the impact of the introduction of the GST-based tax system on the two-wheeler market in India.
How does GST affect automobile insurance policies?
There are two types of bike insurance plans in India – comprehensive insurance and third-party insurance. Third-party insurance is a mandatory insurance policy that you are required to own by the law. The rates for third-party insurance are declared by the Insurance Regulatory and Development Authority of India (IRDAI) annually. These rates are based on the engine cubic capacity of the vehicle.
On the other hand, a comprehensive insurance policy promises much better coverage. It covers damages to the bike, theft of the bike, injuries to the owner, and it also includes the third-party cover. The rates for comprehensive cover are … Read the rest
Thru name look small and simple to choose it carry more things. In fact your business name has an important part in your success level. Thus every business wants to concentrate while choosing name. There are some parameter wants to follow before you head to choose a name. Instead simply choosing a name you need to use up some tactics to get a powerful as well as understanding name for your business. Don’t forget the name you have for your business will decide whether it became a branding or not. Continue reading below to know How to come up with a business name and what things to consider are,
Avoid using one specific product:
No matter what you should not include the product in the name. Even though you sell one and only product as well it is always better avoid using that one product name in the business name. If you do then you are limiting your business in one product. At the same time, you never know how your business expand and hit right? Also if you limit your business then your customers won’t believe your business. So stop doing that mistake.
No matter the business … Read the rest
Your employees are your business’s most valuable assets. Hence, it is imperative to find ways on how you can improve their physical and mental well-being.
And we are not just talking about proper compensation and employee benefits. Taking care of your employees also means making your business premises clean and safe.
But why should you prioritize cleanliness and safety? Here are four reasons to keep in mind:
Employee Health and Safety
A clean workplace ensures the health and safety of your employees. Here’s how:
Prevents the Spread of Germs and Illnesses
According to a 2014 study, viruses on doorknobs and tabletops can spread to at least 40% of employees and visitors within 24 hours.
For one, your office serves as a second home to your employees. And if you accept clients, you may have seen people from all walks of life coming to your office. What are the odds that they are not bringing disease-causing bacteria with them?
This explains why we always emphasize the importance of office cleaning to our clients at Maid Sailors Maid Service Jersey City.
Relieves Stress and Anxiety
It is common for employees to get stressed, especially if they have deadlines to beat.
That … Read the rest
SEO is important for digital marketers, website owners, and companies of all sizes – because it allows your site to appear in the search rsesults when someone types a keyword or a query and you have an answer or a solution for it. This increases your website’s visibility in the SERP’s which leads to more engagement and organic traffic on your site.
Whether you’re a brand owner or an expert marketer who wants an overview of new changes and a refresh of your SEO strategy, here are the top trends in SEO you need to keep a watch on.
1. BERT update by Google
The BERT update has rolled out and a number of websites saw the negative impact of it, mainly Google will not focus on the quality of the content, keywords, content relevancy, and user intent. Google will check the overall reputation of your website through your financial transactions, expertise, trustworthiness, and other factors. Hiring an SEO expert in India can help you get ahead of the game and increase engagement on your website.
2. Technical SEO, UI, and UX
With the basics of SEO, most brands tend to avoid the other technical aspects of their site and … Read the rest
Technical analysis in the currency exchange market is very important for short-term investors like scalpers or day traders. These indicators can help a beginner make decisions quickly without making any mistake. In the Forex market, traders can’t think of short-term trading without using technical indicators.
Common technical indicators Forex professionals utilize
1. Parabolic stop and reverse
Professionals use this technical indicator frequently because it is considered the easiest and best indicator to use to predict the market’s flow. This tool is utilized as an indicator of trend as well as the reversals in the currency’s price. In the chart, a trader will see it as a dotted line. This can be an excellent indicator to predict potential movement. If you see that the dotted line is over the existing market, then consider it as a bearish market. If the dotted line goes beneath the real market, consider it a bullish one. In this case, you can go for a long trade.
2. Simple moving average
This one is another easiest technical analyzing tool that many experienced traders use in their trading software. To identify the potential resistance and support levels, the rookies have to use two different periods, such as … Read the rest
Recycling has been part of the American psyche for the better part of 40 years. Beginning in the early 1980s, our society decided to start making a better effort to recycle plastics, paper, glass, and a few other materials. But for most of us, seeing the fruits of our recycling labors has been fleeting. We assume recycling works because we are told it does. Yet we have never seen any viable proof.
Well, we now have at least one tangible example. It is an example demonstrating what happens when a recycling plan comes full circle. It can be discovered by looking into the operations of a nonprofit organization known as The Ocean Cleanup.
Addressing the Great Pacific Garbage Patch
Perhaps you have heard of the Great Pacific Garbage Patch, a large concentration of garbage floating in the Pacific Ocean. The garbage patch is approximately 617,000 square miles in total area. That is a lot of trash. The Ocean Cleanup was formed in 2013 to do something about it.
Founders wanted to slowly reduce the size of the garbage patch while simultaneously preventing additional trash from flowing into the world’s oceans from polluted rivers. But like every nonprofit, they need … Read the rest
Bitcoin Cash news starting, there are questions consolidating bitcoin\’s practical to scale sensibly. Exchanges close by with the mechanized money bitcoin are masterminded, checked, and put aside inside a serious record implied as a Blockchain. Blockchain should be a contemporary archive recording advancement. It makes information more critical difficult to adjust in reasonable of the very reality that the reality of what’s going on is attempted by strategy for enormous zone rule, as of now not, now through technique for a non-public entertainer. Likewise, this endeavour is decentralized; it exists on laptops in all puts on the globe. The issue with Blockchain advancement inside the Bitcoin area is that it is moderate, predominantly in capability with banks that control Visa exchanges. excessive great distinctive evidence adventure organization Visa, Inc. (V), for example, measures shut to a hundred and fifty million exchanges for every and reliably, averaging cycle 1,700 exchanges for every single second. The organization\’s show in issue of truth a drawn-out way beats that, at 65,000 substitute mandates for every second.
What level of exchanges can the bitcoin near to gauge every and reliably?
Exchanges can take a couple of moments or extended to live. That the association of … Read the rest
The Insurance Regulatory and Development Authority of India (IRDAI) is responsible for the regulation of all types of insurance policies in the country, including two-wheeler and four-wheeler insurance. On 5th March 2020, the IRDAI had given vehicle owners due cause for worry by putting out a draft that proposed a hike in third-party premium rates for the 2020-2021 financial year.
In the draft, it was suggested that third-party motor insurance premium rates should be increased by 2-15% effective immediately from 1 April 2020. Bike and car insurance policy owners were left dreading this hike, as were all vehicle manufacturers in the country.
Thankfully, better sense prevailed, and in an order dated 27 March 2019, the IRDAI stated that the proposed hike would be deferred until further notice. So, what was the hike all about and why was it eventually put on hold? Here’s everything you need to know.
What was the proposed hike?
Essentially, IRDAI wanted to increase the third-party bike and car insurance premium rates by a marginal amount. The table below details the existing and proposed third-party premium rates:
|Vehicle Engine Cubic Capacity
|| Existing Rates for the 2019-2020 Financial Year (In Rupees)
||Proposed Rates for the 2020-2021 Financial |
… Read the rest
Getting your content in front of the wider community can be valuable for your local business. Developing a social media strategy for your local marketing campaign is a great way to effectively target your local audience. Research shows 79% of the American population uses social media to an extent. Instead of doing a traditional door-to-door local marketing campaign with your sales pitch, using social media can be much more effective.
Your strategy doesn’t need to be too complex, but it does have to work with the most popular social media platforms. Aiming your strategy toward Facebook, Instagram, Pinterest, and Twitter is a great way to capture your local audience.
Find somewhere to post online
In this digital age, no business wants to be approached with the classic cold call or door-to-door pitch. You need visual, interactive content that ensures to help the consumer. Finding where your local audience frequently visits online is the first step in approaching them digitally. This could be a community Facebook page for local people and businesses or a local Instagram geo-location.
Part of the strategy needs to be publishing content frequently. The more that your audience can see your posts, the more of … Read the rest
Investing in gold is the smart thing to do if you want security in your future. There are a lot of ways you can invest in gold. One of the best ways is to buy gold bullion bars and coins. You may have heard people talk about how much gold is a great hedge in times of crisis. This is because whilst paper currencies like the US or Australian dollar are susceptible to inflation and economic uncertainty, geopolitical risks, and pandemic, gold thrives in such situations and does not lose value. In fact, many people are falling back on their gold investments during this critical time in the history of the world where we are dealing with a novel viral pandemic. Having gold right now could help you weather the hard-economic reality that everyone is facing.
Gold bullion is easy and convenient to liquidate. There are hundreds of gold dealers all over Australia that buy used gold for cash to resell to refineries. In addition to worrying about the amount of money, they stand to make when they sell gold bullion, a lot of people often wonder what the tax implications are when you sell or buy gold bullion in … Read the rest